If you’re facing foreclosure, you’re not alone — and you still have options.
Before you make any decisions, we’ll help you understand what’s actually happening and what you can do next — even if selling isn’t the right move.
Most people we talk to feel exactly like this:
Overwhelmed by calls and letters
Unsure who to trust
Embarrassed or stressed talking about money
Afraid of making the wrong decision
Just wanting this to stop
If any of this sounds familiar — that’s okay. This page is here to help, not pressure you.
What most investors won’t tell you
Pre-foreclosure is a warning, not a final judgment. It simply means the lender has started the legal process because payments were missed. It does not mean you have lost your home yet.
Foreclosure is a process that takes time—often months. During this window, you maintain ownership rights, including the right to sell, refinance, or negotiate with your lender.
Many "we buy houses" companies want you to panic so you sell cheap and fast. We believe you should only sell if it's genuinely your best path forward after exploring all alternatives.
You generally have 3 paths
Every situation is unique, but most homeowners find their solution in one of these three categories.
Best if you had a temporary setback but are back on your feet.
- Loan Modification
- Forbearance Agreements
- Reinstatement
Best if you have equity, the house is in good shape, and you have time (3-6 months).
- Maximize sale price
- Market to public buyers
- Pay off debt & keep equity
Best if time is short, repairs are needed, or you want total privacy.
- Close in days, not months
- No repairs or showings
- Guaranteed cash offer
Why people choose to talk to us
We explain things clearly without jargon
We don’t push you to sell if it's not right
We respect your privacy completely
We don’t disappear when things get complicated
We close if we say we will
"They helped me understand my options when I felt completely lost."
This is private. No obligation. No pressure.